OceanBank launches new lending product namely "Ladies shopping"

On March 6th, 2009, OceanBank started offering the “Ladies shopping” - new lending product for individuals' spending purposes.

“Ladies shopping” is designed for women, who are from 22 to 55 years old. These women who are working at State Enterprises, joint-stock or limited companies, foreign invested companies in Vietnam, branches or representative office of International Organisations, Foreign companies must have the regular after tax income higher than 5 million VND, and this number for those working at Governmental Organistions, schools, hospitals, the national defence force is over 3 million VND. The maximum credit is equivalent to the regular incomes of 10 months, and less than 100 million VND for junior staffs and 300 million VND for managers. The longest term lasts 36 months with a fixed interest rate calculated on the gradually decreasing outstanding debt. Customers have to repay principal and interprincipal and interest monthly.

“Ladies Shopping” brings about opportunities for women to materialize their spending plans, acquire modern facilities for the families as well as for themselves. This product is really ideal for active and modern women.

With competitive credit limit, no mortgage asset, reasonable interest rates, simple procedure, quick disbursement, professional staffs, one free ATM card, this lending product will surely attract customers' confidence soon.

For more detailed information about this lending programme, please contact business units of OceanBank all over the country or access website: http://oceanbank.vn ./.